Have you ever wondered:
- Should I
pre-pay my mortgage?
- When can I afford to retire?
- Should my life insurance be owned by a trust?
- Are my investments performing well?
- Does long-term care insurance make sense for me?
- Do I have the right beneficiaries for my IRA and 401(k) accounts?
- Should I have a Roth IRA or a regular IRA?
Personal financial decisions have become more complex than ever. At the
same time, responsibility for our financial futures has increasingly
shifted from government and employers to the individual. And financial
mistakes can be very costly.
Parker Financial Planning, LLC was established to assist individuals
with their personal financial planning and investment decisions. Parker
Financial Planning analyzes a client’s overall situation and formulates
concrete recommendations based on individual goals and priorities,
current and future resources, and personal constraints.
At Parker Financial Planning, we normally engage in comprehensive
financial planning. This is a process that looks at all relevant areas
of the client's situation and develops a course of action to help the
client reach their personal goals. A comprehensive plan may include a
review of assets, liabilities, and net worth, budgeting and cash flow,
insurance and protection planning, tax planning, investing for specific
goals such as education, retirement planning, charitable gifting, and
In some cases, a client may have a more focused planning need.
Retirement planning evaluates whether you are on track to achieve or
maintain financial independence. It can also review retirement assets
such as IRA’s and 401(k) plans and analyze the various alternatives
available for their distribution, including preserving tax-deferred
status for a second generation.
Parker Financial Planning can review and provide recommendations on your
current investment portfolio from a performance, asset allocation, and